Credit Expansion, corporate finance and overinvestment : recent evidence from China

Document Type

Journal article

Source Publication

Pacific-Basin Finance Journal

Publication Date

9-2016

Volume

39

First Page

16

Last Page

27

Publisher

Elsevier BV

Keywords

Bank loan supply, corporate investment, corporate leverage, loan financing, net equity issuance

Abstract

This paper examines the impacts of a recent credit expansion event on corporate policies in China. During the credit boom in 2009 and 2010, the large and state-owned firms increased leverage ratios by 2.89% and 1.68% (on a quarterly basis) more than their matched firms. State-owned firms had higher increases in loan financing and corporate investment than their matched firms due to government intervention and better access to the credit market. Small and non-state-owned firms had no significant change in loan financing but undertook less net equity issuance than did the matched firms during this stimulated boom. These findings shed significant light on the effects of bank lending segmentation on capital structure and corporate investment decisions in response to macroeconomic shocks in China.

DOI

10.1016/j.pacfin.2016.05.004

Print ISSN

0927538X

Publisher Statement

Copyright © 2016 Elsevier B. V. Access to external full text or publisher's version may require subscription.

Full-text Version

Publisher’s Version

Language

English

Recommended Citation

Shen, J., Firth, M., & Poon, W. P. H. (2016). Credit Expansion, corporate finance and overinvestment: Recent evidence from China. Pacific-Basin Finance Journal, 39, 16-27. doi: 10.1016/j.pacfin.2016.05.004

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